BRANCH BUSINESS MANAGER HOME LOANS

ob DescriptionA  Job Specification1Company Name:Muthoot Fincorp Limited2Position / Designation:Cluster Business Manager – Secured & Unsecured Lending Business3Grade:E1/E24Employment Type:All Employment Type5Reporting to – Designation & Grade:Zonal Sales Manager – Secured & Unsecured Lending Business 6No. of Reportees,Designation & Grade:  7 Main Tasks & Areas of Responsibility:1.. Achievement of Budgeted Sales Volumes. 2. Buildrelevant Sales structuer for State/region. 3. Work withbranches on necessary products& distribution to buildthe portfolio. 4. Achievement of cross sell targets. 5.Responsible for soft bucket collections and maintain thedelinquency as per desired level. 6. Work closely withCredit & Risk departments on product on Product &process roll outs. 7. Adhere & roll out Audit compliance/requirement to Sales vertical. . Monthly/Annual Sales Volumes/Portfolio as perbudget plan. 2. Responsible for metrics IRR, process fee& ATS 3. Drive cross sell initiatives like insurance , otherproducts through the team as well as the branches .8Skills and Exposure: 9Special Requirements (If any):Must have experience in Secured lending / unsecured lending business10Job Location / State:All States 11Compensation Band:As per policy12Entitlements:As per policy13Stake Holders:MFL Staff, Group Company Staf14Career Progression: B 15Educational Qualification / Technical Certification:Any UG/PG or MBA16Skill Sets:Unsecured Micro /small ticket /Biz loan Sales &distribution background. LAP Sales & Distribution ( notmandatory) Managed BTL initiatves. Channel and directsales team experience. Soft Collections experience inunsecured loans. Team building& Training17Communication Skills:Excellent communication Skills – English languagefluency - both verbal and written18Experience: 10+years of overall experience 19Behavioral Competencies:Team work. Ability to work stretch/Multi-TaskingEnvironment. Effective Communication ability atdifferent levels. Adaptable to complex Work environments& Organizational values. Task masterhaving a daily grind on Sales/revenue numbers20Other Requirements (If any):-